2. “There is a difference between being poor and being broke. Broke is temporary. Poor is eternal.”

3. “Winners are not afraid of losing, but losers are. Failure is part of the process of success.”

4. “We all have tremendous potential, and we all are blessed with gifts. Yet, the one thing that holds all of us back is some degree of self-doubt. It is not so much the lack of technical information that holds us back, but more the lack of self-confidence.”

5. “There are those who make things happen, there are those who watch things happen, and there are those who say, ‘What happened?’”

6. “Workers work hard enough to not be fired, and owners pay just enough so that workers won’t quit.”

7. “I find so many people struggling, often working harder, simply because they cling to old ideas. They want things to be the way they were; they resist change.”

8. “The fear of being different prevents most people from seeking new ways to solve their problems.”

9. “Know a little about a lot.”

10. “The love of money is not the root of all evil. The lack of money is the root of all evil.”

11. “It’s not what you say out of your mouth that determines your life; it’s what you whisper to yourself that has the most power!”

12. “You’re only poor if you give up. The most important thing is that you did something. Most people only talk and dream of getting rich. You’ve done something.”

13. “The single most powerful asset we all have is our mind. If it is trained well, it can create enormous wealth in what seems to be an instant.”

14. “We learn to walk by falling down. If we never fell down, we would never walk.”

15. “As I said, I wish I could say it was easy. It wasn’t, but it wasn’t hard either. But without a strong reason or purpose, anything in life is hard.”

16. “If you’re the kind of person who has no guts, you just give up every time life pushes you. If you’re that kind of person, you’ll live all your life playing it safe, doing the right things, saving yourself for something that never happens. Then, you die a boring old man.”

17. “If you realize that you’re the problem, then you can change yourself, learn something and grow wiser. Don’t blame other people for your problems.”

18. “Emotions are what make us human—make us real.”

19. “Whenever you feel short or in need of something, give what you want first and it will come back in buckets.”

20. “F-O-C-U-S—Follow One Course Until Successful.”

21. “Today, wealth is in information. And the person who has the most timely information owns the wealth.”

22. “Wealth is a person’s ability to survive so many days forward. If I stopped working today, how could I survive?”

23. “Wealth is the measure of cash flow from the asset column compared with the expense column.”

24. “You will never know true freedom until you achieve financial freedom.”

25. “Laziness decreases both health and wealth.”

26. “Most people never get wealthy simply because they are not trained financially to recognize opportunities right in front of them.”

27. “The key to financial freedom and great wealth is a person’s ability to convert earned income into passive and portfolio income.”

28. “Wealth is the product of man’s capacity to think.”

29. “Just know that it’s fear that keeps most people working at a job—the fear of not paying their bill, the fear of being fired, the fear of not having enough money, the fear of starting over.”

30. “Most people become a slave to money and then get angry at their boss.”

31. “Most people fail to realize that in life, it’s not how much money you make, it’s how much money you keep.”

32. “Money is just an idea.”

33. “The poor and the middle class work for money. The rich have money work for them.”

34. “When it comes to money, the only skill most people know is to work hard.”

35. “Don’t work for the money, let the money work for you.”

36. “I recommend to young people to seek work for what they will learn, more than what they will earn.”

37. “Chances are, you have a job. Chances are, your job sucks. But you’ve learned a few things from this job, mainly, you don’t like being an employee!”

38. “The irony is that many people who cling desperately to money spend that money on things of very little value—and that is why they are poor.”

39. “Whatever your reality is about money inside of you is the reality of money outside of you. You cannot change your outside reality until you first change your inside reality about money.”

40. “Real estate investing—even on a very small scale—remains a tried and true means of building an individual’s cash flow and wealth.”

41. “The person becomes attached to the vehicle and then fails to see all the other investment vehicles and procedures available.”

42. “With small companies, my investment strategy is to be out of the stock in a year. My real estate strategy, on the other hand, is to start small and keep trading the properties up for bigger properties and, therefore, delaying paying taxes on the gain. This allows the value to increase dramatically. I generally hold real estate less than seven years.”

43. “Finding a good deal, the right business, the right people, the right investors, or whatever is just like dating. You must go to the market and talk to a lot of people—make a lot of offers, counteroffers, negotiate, reject, and accept.”

44. “Intelligence solves problems and produces money. Money without financial intelligence is money soon gone.”

45. “At the point the money hits your hands, you have the power to determine your financial future.”

46. “Once again, the 90/10 rule of money applies —10% of the borrowers in the world use debt to get richer, 90% use debt to get poorer.”

47. “They get up every day and go work for money, not taking the time to ask the question, ‘Is there another way?’”

48. “The idea that ‘it takes money to make money’ is the thinking of financially unsophisticated people.”

49. “Learn to have money work hard for you, and your life will be easier and happier.”

50. “Today, don’t play it safe. Play it smart.”

51. “An asset is something that puts money in my pocket. A liability is something that takes money out of my pocket.”

52. “Once the government got a taste of money, the appetite grew.”

53. “I think of money only as a medium of exchange. In reality, money by itself has very little value.”

54. “Some people are . Some people are terrified about losing money.”

55. “Money is a powerful force. Don’t use it against you. If your self-discipline and financial intelligence are low, money will run over you. It will be smarter than you to take over your life.”

56. “There is always risk; so learn to manage risk instead of avoiding it.”

57. “If you are considering building your own business, you need to be acutely aware of who you’re spending your time with and who your teachers are. It’s a crucial consideration.”

58. “If you are the kind of person who is waiting for the right thing to happen, you might wait for a long time. It’s like waiting for all the traffic lights to be green for five miles before you’ll start your trip.”

59. “The real skill is to manage and reward the people who are smarter than you in some technical area. That is why companies have a board of directors.”

60. “Rich dad explained to me that the hardest part of running a company is managing people.”

61. “If you think I’m the problem, then you have to change me.”

62. “Most people want everyone else in the world to change themselves.”

63. “What do you think about me is not my business. The important thing is what I think about myself.”

64. “We only memorize historical dates and names, not the lesson.”

65. “Illiteracy, both in word and numbers, is the foundation of financial struggle.”

66. “Balanced people go nowhere. They stay in one spot.”

67. “Life is sometimes tough when you do not fit the standard profile.”

68. “Most people go along with the crowd. They do things because everybody else does it.”

69. “In today’s rapidly changing world, the people who are not taking risk are the risk takers.”

70. “Most people have a price, and they have a price because of human emotions named fear and greed.”

71. “It is that same fear—the fear of ostracism—that causes people to conform and not question commonly accepted opinions or popular trends.”

72. “Your mind is infinite; it’s your doubts that are limiting.”

73. “Great opportunities are not seen with your eyes, they are seen with your mind.”

74. “Being able to know when to make quick decisions is an important skill.”

75. “People’s lives are forever controlled by two emotions—fear and greed.”

76. “In the big picture, life is not about grades. Life is about what you choose to study.”

77. “Busy people are often the most lazy.”

78. “Finding your path means finding out what you were put here on this earth to do. What is your life’s purpose? Why were you given this gift called life? And what is the gift you give back to life?”

79. “Guilt is worse than , for guilt robs the body of its soul.”

80. “Your brain can be your most powerful asset. But if not used properly, it can be your most powerful liability.”

81. “You can’t teach an old dog new tricks.”

82. “Remember, the easy road often becomes hard; and the hard road often becomes easy.”

83. “No matter what anyone is saying to you from outside, the most important conversation is the one you are having with yourself on the inside.”

84. “The briar patch is our fear and greed. Confronting fear, weaknesses, and neediness by choosing our own thoughts is the way out.”

85. “Just as inside every problem lies an opportunity, inside every disappointment lies a priceless gem of wisdom.”

86. “A truly intelligent person welcomes new ideas, for new ideas can add to the synergy of other accumulated ideas.”

87. “All of you were given two great gifts—your mind and your time.”

88. “The word ‘emotion’ stands for energy in motion.”

89. “Let me tell you, it’s easier to change yourself than everyone else.”

90. “Learn to use your emotions to think, not think with your emotions.”

91. “Excessive fear and self-doubt—those were the greatest detractors of personal genius.”

92. “‘I can’t afford it,’ shut down your brain. It didn’t have to think anymore. Besides, it also brings up sadness—a helplessness that leads to despondency and often depression.”

93. “If fear is too strong, the genius is suppressed.”

94. “Everyone wants to go to heaven, but no one wants to die.”

95. “In today’s fast-changing world, it’s not so much what you know anymore that counts, because often what you know is old. It is how fast you learn.”

96. “Thinking is the hardest work there is. That is why so few people engage in it.”

97. “If you want to be a leader of people, then you need to be a master of words.”

98. “Asking for advice means, ‘Tell me what to do.’ Seeking education means, ‘Tell me what to study so I can learn what I need to do.’”

99. “But that is not how life teaches you, and I would say that life is the best teacher of all.”

100. “Most of the time, life does not talk to you. It just sort of pushes you around. Each push is life saying, ‘Wake up. There’s something I want you to learn.’”

101. “Life is much like going to the gym—the is deciding to go. Once you get past that, it’s easy.”

102. “To spend your life living in fear, never exploring your dreams, is cruel.”

103. “Remember that anything can’t really be learned in the classroom. It must be learned by taking action, making , and then correcting them. That’s when wisdom sets in.”

104. “A reason or a purpose is a combination of ‘wants’ and ‘don’t wants.’”

105. “The more security you seek, the less freedom you have. The people with the most security are in jail; that is why it is called ‘maximum security.’”

106. “When you know you are ignorant in a subject, start educating yourself by finding an expert in the field or a book on the subject.”

107. “Preparing a child for the world of tomorrow is one of the most important roles a parent plays in a child’s life.”

108. “The idea of being aware of whom you spend your time with and who your teachers are is a very important consideration.”

109. “People who lack internal fortitude often become victims of those who have self-discipline.”

110. “Education gives us the power to turn information into meaning.”

111. “A lot of people are afraid to tell the truth, to say, ‘No.’ That’s where toughness comes into play. Toughness is not being a bully. It’s having backbone.”

112. “The only person who determines the thoughts you choose to believe about yourself, is you.”

113. “Words form thoughts, thoughts form realities, and realities become life.”

114. “Study hard so you can find a good company to buy.”

115. “One way to meet like-minded people is to attend classes or seminars, join clubs, or simply study and learn a new vocabulary. Soon you will meet new friends.”

116. “When you need advice, make sure you choose your advisor wisely.”

117. “People who avoid failure also avoid success.”

118. “Failure inspires winners. Failure defeats losers.”

119. “Cynics criticize, and winners analyze.”

120. “Sometimes you win and sometimes you learn. But have fun. Most people never win because they’re more afraid of losing.”

121. “That is why, all too often, a person who comes into a sudden windfall of cash—let’s say an inheritance, a pay raise, or lottery winnings—soon returns to the same financial mess, if not worse, than the mess they were in before.”

122. “The main reason that over 90 percent of the American public struggles financially is because they play not to lose. They don’t play to win.”

123. “Most people struggle financially because they do not know the difference between an asset and a liability.”

124. “Going into our fear and confronting our greed, our weaknesses, our neediness, is the way out. And the way out is through the mind—by choosing our thoughts.”

125. “To live a life dictated by the size of a paycheck is not really living a life.”

126. “Only fools expect everything to go the way they want.”

127. “Most addictions are attempts to find happiness in people’s souls.”

128. “Financial struggle is often directly the result of people working all their lives for someone else.”

129. “You can always quit. So why quit now?”

130. “I always tried to turn every disaster into an opportunity.”

131. “Success is a poor teacher.”

132. “The size of your success is measured by the strength of your desire, the size of your dream, and along the way.”

133. “The ability to sell—to communicate to another human being, be it a customer, employee, boss, spouse, or child—is the base skill of personal success.”

134. “Find the game where you can win, and then commit your life to playing it; and play to win.”

135. “You must know the difference between an asset and a liability, and buy assets. If you want to be rich, this is all you need to know.”

136. “An important distinction is that rich people buy luxuries last, while the poor and middle class tend to buy luxuries first.”

137. “Accounting is possibly the most confusing, boring subject in the world. But if you want to be rich long-term, it could be the most important subject.”

138. “Rich people acquire assets. The poor and the middle class acquire liabilities that they think are assets.”

139. “The only difference between a rich person and a poor person is what they do in their spare time.”

140. “Leadership is what you need to learn next.”

141. “An intelligent person hires people who are more intelligent than he is.”

142. “There is an old cliché that goes, ‘Job is an acronym for Just Over Broke.’”

143. “Often, in the real world, it’s not the smart that gets ahead, but the bold.”

143. “The path is the goal. In other words, finding your path in life is your goal in life.”

145. “It’s not about income, it’s about assets that generate income.”

146. “Whenever I feel that people aren’t smiling at me, I simply begin smiling and saying, ‘Hello.’ Like , the next thing I know, I’m surrounded by smiling people. It is true that your world is only a mirror of you.”

147. “A job is only a short-term solution to a long-term problem.”

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